Because of the mandatory nature of car insurance as a road safety parameter in the Emirates, learning how to check your car insurance status online in the UAE is paramount. There are a few services that allow you to monitor your insurance status regularly, including your provider’s website, like Lookinsure that sell “car insurance online“, and the governmental body UAE Insurance Authority.
Why You Should Check Your Car Insurance Status Regularly
There is a large flow of vehicles on the roads in all Emirates. If you want to have a safe and peaceful experience on your drive, mandatory car insurance is a must. Therefore, being able to monitor the car insurance status and when your insurance expires is a basic skill for all drivers. If you are a frequent driver, checking whether or not it’s active is important because of the following reasons:
Adhere to UAE Traffic Laws
“Federal Law No. 6 of 2007“, which makes third-party car insurance mandatory, is strictly enforced across the seven Emirates. You cannot drive around without an active car insurance plan approved by the UAE insurance authority. Failure to do so can lead to black points on your license, financial penalties, and even vehicle impoundment. If you get into an accident without an active plan, especially if you’re at fault, it can make it much worse.
Ease of Mind on the Road
Knowing that your vehicle is covered brings a sense of security, especially in a transit hive like the UAE. Checking your car insurance status online assures you that you’re protected against accidents and other unforeseen events, allowing you to confidently drive to your destination.
Step-by-Step Checking Car Insurance Status Online in the UAE
With InsurTech advances in the sector, checking car insurance online is at your fingertips. You don’t even have to get on your laptop or computer, as all these methods have a mobile version. Let’s go over the best ways to track your car insurance on the go:
Visit the UAE Insurance Authority Website
With InsurTech advances in the sector, checking car insurance online is at your fingertips. You don’t even have to get on your laptop or computer, as all these methods have a mobile version. Let’s go over the best ways to track your car insurance on the go:
Go to the E-Services Section
This section is located on the home page’s main menu. You can create an account or log into your existing profile. Click/Tap on Check Policy Details
Input Your Vehicle Details for Verification
Once on the website, you’ll be asked to enter vehicle details to confirm your insurance status. You will need one of the following:
- Your Emirates ID number
- Your vehicle plate number
- The chassis number of your vehicle
- Policy Number
After entering this information, press verify to check the current status of your car insurance. You can also check your status through other government websites, such as RTA in Dubai, Abu Dhabi: Department of Transport (DoT), Sharjah Roads and Transport Authority, etc.
Check with Your Insurance Provider’s Online Portal
In addition to the Insurance Authority, insurance aggregate websites in the UAE have online portals where policyholders can verify their insurance status. Log in using your credentials if you are registered for your provider’s online services. Navigate to the insurance status section to view all relevant information about your policy. This process is different for each website, but simple in all cases. You can also contact customer support to check your insurance online.
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Benefits of Using Online Services for Car Insurance Verification
InsurTech has revolutionized the landscape like all other digitized services. The benefits of implementing online tools are known to most, but here is how they changed the insurance sector specifically for checking policy status.
Quick and Convenient Process
Before the online age, you had to call your provider or visit the transport authority office to ensure you were covered. If you happened to lose your documentation, the process to reissue it would take some time, making it difficult to prove your insurance status. With online tools, it takes less than a minute to pull up your information in an emergency.
Reduced Paperwork and Administrative Costs
Carbon footprint has become a major concern in the last decade. Digitized insurance is an effort to save the environment and reduce administrative expenses. This means insurance providers can offer more competitive rates as well.
FAQs
What information is needed to check my car insurance status?
To check your car insurance status in the UAE, you need the following:
- Emirates ID
- vehicle plate number
- chassis number
How often should I check my car insurance status?
You need to check your coverage every six months, unless you have purchased a long-term insurance plan.
Can I check my car insurance status if I have just purchased a new vehicle?
Yes. The vehicle’s plate number and chassis number can be used to check policy status online even before you’ve finalized the purchase.
What should I do if my car insurance has expired?
Contact your provider immediately, and get new quotes. With emerging platforms that carry out all tasks online, you can get insurance in just a few minutes.
