Keeping track of your salary balance is essential—especially when you’re relying on a prepaid salary card like the NBAD (FAB) Ratibi card. Whether you want to know if your salary is credited or you’re planning your monthly expenses, doing an NBAD Balance Check should be fast, simple, and accessible.
In this guide, you’ll discover all the updated methods to check your NBAD salary card balance in 2026—online, via SMS, mobile app, ATM, or in person.
What Is the NBAD Salary Card (FAB Ratibi)?
The NBAD Salary Card, now rebranded as the FAB Ratibi Prepaid Card, is offered by First Abu Dhabi Bank (FAB)—a result of the merger between NBAD and First Gulf Bank.
This card is designed for employees without a traditional bank account, allowing them to:
- Receive monthly salaries directly
- Withdraw money from ATMs
- Shop online or pay bills like a regular debit card
Pro Tip: You don’t need to open a full bank account to use the Ratibi card, making it ideal for blue-collar and support workers in the UAE.
NBAD Balance Check: All Available Methods in 2026
Here’s a quick overview of the balance check options available for NBAD Ratibi cardholders:
| Method | Speed | Best For |
|---|---|---|
| Online via FAB Portal | Instant | Web users |
| FAB Mobile App | Instant | On-the-go checks |
| SMS | Fast | Offline access |
| ATM | Fast | Physical receipts |
| Customer Service | Moderate | Non-digital users |
Let’s walk through each of these NBAD Bank Balance Check methods in more detail.
1. NBAD Balance Check via FAB Website (No Login Required)
This is the most straightforward method. Follow these steps:
- Go to the official FAB website: bankfab.com > Personal > Prepaid Cards
- Click “Ratibi Prepaid Card Balance Enquiry”.
- Enter:
- Last 4 digits of your card number
- Card ID (found on the lower-left side of your Ratibi card)
- Click “Go”.
- Your current card balance will be displayed immediately.
✓ No login or registration required
2. NBAD Salary Card Balance via Mobile App
The FAB mobile app offers a full digital experience for managing your prepaid card. Here’s how to use it:
- Download the FAB mobile app:
- Install and open the app.
- Log in with your FAB credentials or register as a new user.
- Tap “Prepaid Cards” or your card image on the dashboard.
- Your NBAD card balance will be displayed instantly.
This method also gives you access to your transaction history, salary deposits, and alerts.
3. Check NBAD Salary Card Balance via SMS
This offline-friendly method is great when you don’t have internet access:
- Open your messaging app.
- Type:
BAL [space] Last 4 digits of your card- Example:
BAL 5678
- Example:
- Send the message to 6222.
- You’ll receive a reply with your current NBAD salary card balance.
✓ Works on all mobile networks in the UAE
4. NBAD Balance Check at Any ATM
You can use any UAE-linked ATM for a quick balance check:
- Insert your salary card into the machine.
- Enter your 4-digit PIN.
- Select “Balance Inquiry”.
- Your balance will appear on the screen.
- Optionally, print a receipt for your records.
Tip: ATMs are a useful backup when your app or SMS isn’t working.
5. Contact FAB Customer Service for Balance Info
Prefer to speak with someone? You can get your card balance via customer support:
- Inside UAE: Call 600 52 5500
- Outside UAE: Call +971 2 681 1511
- Or visit any FAB branch in the UAE
They’ll assist you with your NBAD Balance Check after verifying your card details.
How Often Can You Check Your NBAD Salary Card Balance?
There are no restrictions on how often you can check your balance using any of these methods. However, SMS queries may incur standard message fees, depending on your mobile operator.
Conclusion
Staying in control of your salary is easy with the NBAD Ratibi salary card—as long as you know your options. Whether you’re checking your balance via the FAB website, mobile app, SMS, or ATM, there’s always a way that suits your lifestyle.
Don’t wait until payday to take charge—use one of these NBAD Balance Check methods today and stay informed.
FAQs – NBAD Bank Balance Check Salary Card
1. Is NBAD still a valid bank name?
No. It was merged with First Gulf Bank to form First Abu Dhabi Bank (FAB).
2. Can I do an NBAD Balance Check without internet?
Yes, use the SMS method or ATM to check your balance offline.
3. What’s the difference between a Ratibi card and a debit card?
Ratibi is prepaid—you can’t overdraw or deposit money into it yourself.
4. Can I use my NBAD (FAB) card abroad?
You can check your balance abroad using the FAB app or website, but transaction availability depends on the card’s configuration.
5. Will I be notified when salary is deposited?
Yes, you will receive an SMS notification from FAB when your salary is credited.
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